.page-disclaimer {
  background: var(--cream-white);
  color: var(--ink-gray);
}

.page-disclaimer .container,
.page-disclaimer .container-wide {
  width: 100%;
  max-width: var(--content-width);
  margin-inline: auto;
  padding-inline: 20px;
}

.page-disclaimer .container-wide {
  max-width: var(--max-width);
}

.page-disclaimer .breadcrumb {
  background: rgba(10, 31, 68, 0.04);
  border-bottom: 1px solid var(--line-blue);
  line-height: 1.8;
  font-size: 14px;
}

.page-disclaimer .breadcrumb .container {
  display: flex;
  align-items: center;
  gap: 8px;
}

.page-disclaimer .breadcrumb a {
  color: var(--primary);
  text-decoration: none;
  font-weight: 600;
}

.page-disclaimer .breadcrumb a:hover {
  color: var(--accent-red);
}

.page-disclaimer .breadcrumb [aria-current="page"] {
  color: var(--ink-gray);
}

.page-disclaimer .terms-hero {
  background-image:
    linear-gradient(rgba(74, 111, 165, 0.12) 1px, transparent 1px),
    linear-gradient(90deg, rgba(74, 111, 165, 0.12) 1px, transparent 1px);
  background-size: 28px 28px;
  border-top: 4px solid var(--secondary-gold);
  border-bottom: 1px solid var(--line-blue);
}

.page-disclaimer .terms-hero__inner {
  padding-block: 28px 32px;
}

.page-disclaimer .terms-hero__kicker {
  font-family: var(--font-display);
  font-weight: 900;
  letter-spacing: 0.16em;
  font-size: 13px;
  color: var(--secondary-gold);
  margin: 0 0 14px;
  text-transform: uppercase;
}

.page-disclaimer .terms-hero h1 {
  font-family: var(--font-display);
  font-size: clamp(28px, 4.6vw, 46px);
  line-height: 1.2;
  color: var(--primary);
  font-weight: 900;
  max-width: 14em;
  margin: 0 0 18px;
}

.page-disclaimer .terms-hero__desc {
  font-size: 16px;
  line-height: 1.8;
  max-width: 58em;
  margin: 0 0 20px;
}

.page-disclaimer .terms-hero__meta {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  align-items: center;
}

.page-disclaimer .terms-stamp {
  background: var(--accent-red);
  color: var(--white);
  font-size: 12px;
  font-weight: 700;
  padding: 4px 12px;
  letter-spacing: 0.06em;
}

.page-disclaimer .terms-version {
  background: rgba(255, 255, 255, 0.7);
  border: 1px solid var(--line-blue);
  color: var(--primary);
  font-size: 13px;
  padding: 4px 10px;
}

.page-disclaimer .terms-layout {
  padding-block: 36px 64px;
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 28px;
  align-items: start;
}

.page-disclaimer .terms-toc {
  background: var(--primary);
  color: var(--white);
  border-left: 5px solid var(--secondary-gold);
  box-shadow: var(--shadow-card);
  padding: 22px 20px;
}

.page-disclaimer .terms-toc__heading {
  font-size: 15px;
  font-weight: 800;
  color: var(--secondary-gold);
  letter-spacing: 0.04em;
  margin: 0 0 14px;
  padding-bottom: 10px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.25);
}

.page-disclaimer .terms-toc__list {
  counter-reset: tocIndex;
  list-style: none;
  margin: 0;
  padding: 0;
}

.page-disclaimer .terms-toc__list li {
  counter-increment: tocIndex;
  margin: 0;
  border-bottom: 1px dotted rgba(255, 255, 255, 0.18);
}

.page-disclaimer .terms-toc__list a {
  display: flex;
  gap: 10px;
  align-items: baseline;
  color: var(--white);
  text-decoration: none;
  padding: 10px 2px;
  font-size: 15px;
  transition: color var(--transition), background var(--transition);
}

.page-disclaimer .terms-toc__list a::before {
  content: counter(tocIndex, decimal-leading-zero);
  min-width: 2em;
  font-family: var(--font-display);
  font-weight: 900;
  color: var(--secondary-gold);
}

.page-disclaimer .terms-toc__list a:hover {
  color: var(--secondary-gold);
  background: rgba(255, 255, 255, 0.06);
}

.page-disclaimer .terms-toc__note {
  font-size: 12px;
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.7);
  margin: 14px 0 0;
}

.page-disclaimer .terms-body {
  max-width: 820px;
}

.page-disclaimer .terms-block {
  border-top: 2px solid var(--line-blue);
  padding-top: 28px;
  margin-top: 36px;
  position: relative;
}

.page-disclaimer .terms-block:first-child {
  margin-top: 0;
}

.page-disclaimer .terms-block__head {
  display: flex;
  align-items: baseline;
  gap: 14px;
  margin-bottom: 16px;
}

.page-disclaimer .terms-block__num {
  font-family: var(--font-display);
  font-size: 26px;
  font-weight: 900;
  line-height: 1;
  color: var(--secondary-gold);
}

.page-disclaimer .terms-block h2 {
  font-family: var(--font-display);
  font-size: 25px;
  font-weight: 800;
  line-height: 1.3;
  color: var(--primary);
  margin: 0;
}

.page-disclaimer .terms-block__lead {
  font-size: 15px;
  line-height: 1.8;
  color: var(--primary);
  border-left: 3px solid var(--secondary-gold);
  padding-left: 12px;
  margin: 0 0 18px;
}

.page-disclaimer .terms-list {
  counter-reset: termItem;
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 12px;
}

.page-disclaimer .terms-list li {
  position: relative;
  counter-increment: termItem;
  padding-left: 42px;
  font-size: 15px;
  line-height: 1.8;
}

.page-disclaimer .terms-list li::before {
  content: counter(termItem, decimal-leading-zero);
  position: absolute;
  left: 0;
  top: 0;
  width: 30px;
  height: 30px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--deep-blue-2);
  color: var(--white);
  border-left: 2px solid var(--secondary-gold);
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 800;
}

.page-disclaimer .terms-list a {
  color: var(--primary);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.page-disclaimer .terms-list a:hover {
  color: var(--accent-red);
}

.page-disclaimer .terms-banner {
  background: var(--primary);
  color: var(--white);
  margin-bottom: 48px;
}

.page-disclaimer .terms-banner__inner {
  padding-block: 30px 34px;
}

.page-disclaimer .terms-banner__label {
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.14em;
  color: var(--secondary-gold);
  text-transform: uppercase;
  margin-bottom: 12px;
}

.page-disclaimer .terms-banner__text {
  font-size: 15px;
  line-height: 1.8;
  margin: 0;
  max-width: 60em;
}

.page-disclaimer .terms-banner__text a {
  color: var(--secondary-gold);
  text-decoration: underline;
  text-underline-offset: 3px;
}

.page-disclaimer .terms-banner__text a:hover {
  color: var(--white);
}

.page-disclaimer .terms-banner__meta {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.7);
  letter-spacing: 0.08em;
  margin: 18px 0 0;
  padding-top: 12px;
  border-top: 1px solid rgba(255, 255, 255, 0.2);
}

.page-disclaimer .terms-symbol {
  margin-bottom: 48px;
}

.page-disclaimer .terms-symbol__frame {
  margin: 0;
  padding: 8px;
  border: 1px solid var(--line-blue);
  background: var(--white);
}

.page-disclaimer .terms-symbol__frame img {
  display: block;
  width: 100%;
  height: auto;
  object-fit: cover;
}

.page-disclaimer .terms-symbol__caption {
  font-size: 13px;
  line-height: 1.6;
  color: var(--ink-gray);
  border-left: 3px solid var(--secondary-gold);
  padding-left: 14px;
  margin-top: 14px;
}

@media (min-width: 960px) {
  .page-disclaimer .terms-layout {
    grid-template-columns: 240px minmax(0, 1fr);
    gap: 56px;
    padding-block: 48px 80px;
  }

  .page-disclaimer .terms-toc {
    position: sticky;
    top: calc(var(--header-h) + 24px);
  }

  .page-disclaimer .terms-hero__inner {
    padding-block: 40px 44px;
  }

  .page-disclaimer .terms-banner__inner {
    padding-block: 36px 40px;
  }
}